Save on student loans in 2025 – rates from 3.47% + cash back


Hi there,

If you plan to start or continue nursing school this year (at any level), I wanted to ensure you saw this big update 👇

Juno just released their 2025–2026 private student loan rates, and they’re some of the lowest available, starting at just 3.47%. For comparison, most private lenders on the open market are currently advertising starting rates closer to 7–8%.

💡 What does that actually mean?

Let’s say you borrow $25,000 and repay it over 10 years:

  • At 3.47%, you’d pay about $4,616 in total interest
  • At 7.00%, you’d pay about $9,834 in interest

That’s $5,200 in savings, just from a better rate.

Here’s what Juno secured for their group this year:

✅ Rates starting at 3.47%

2.0% cash back if you sign a loan (that’s $500 on a $25K loan)

Rate Match Guarantee — find a better rate, they’ll match it and bump cash back to 3.0%

No fees – no application fee, no origination fee, no prepayment penalty

Refinancing is available if you already have student loans

And here’s the best part:

Anyone can use Juno, regardless of major or school. It’s popular with future RNs and physicians because healthcare education tends to be expensive… but any student or parent can apply through their link and take advantage of the group-negotiated rates.

It takes less than two minutes to check your rate, and it won’t impact your credit score.

Here’s how to approach paying for school in the smartest way:

  1. Use scholarships and grants first
  2. Tap into personal savings or family contributions
  3. Take federal loans next
  4. Use private loans only if needed, but get the lowest rate possible

Juno helps make that last step a little easier.

Full transparency: Juno is a partner of mine, which means I may earn a small referral bonus if you take out a loan through my link. It doesn’t cost you anything extra, and I only recommend services I’d personally use or suggest to a close friend. And this one is 10/10 - it's a ridiculous amount of savings across the board (from lower rates, to cash back, no fees, and rate match...), it literally doesn't get any better.

So, whether you're going for an ADN, BSN, MSN, DNP, PhD (or something else) - I wish you the best in your upcoming school year! I hope this can help lower the stress level a bit and allow you to focus on your studies 💪

That link to check your rate is here.

You've got this.

Best,

Kati 🪴


PS - If you want to dive deeper, Juno is hosting free webinars on student loans, planning ahead, and how to compare federal vs. private options:

PPS - Not taking out loans, but know someone who is? Forward them this email! You'll save them thousands, so they probably owe you a burrito 🌯 date or something.

PPPS - If you still have questions, tap reply, and I'll set you up with a Zoom call with Juno. They've helped thousands navigate how to pay for college.


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Hi! I'm Kati.

I am a nurse educator and I and create content specifically for nursing students and newly licensed nurses to support, educate, and encourage them as they transition to practice.

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